Don’t Overlook These Credit Card Perks

If you’ve spent months saving for a big-ticket item like a new refrigerator or a giant flat-screen TV, paying for it with cash might be a mistake. Credit cards offer numerous benefits frequently overlooked in the name of “saving money.” But, not using plastic might wind up costing you big. In fact, your 16-digit account number could be the key to unlocking deep discounts, additional buyer protections, and other money-saving perks.

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4 Credit Card Benefits That Save Time and Money

Credit cards offer more than just a convenient way to pay for things in stores and online. There’s also the increased purchasing power and potential for cash rewards that make them attractive. But, it’s the lesser-known and often underutilized credit card benefits that could hold the key to additional savings. A recent J.D. Power study found that only 36% of credit cardholders1 fully understand all their card’s benefits. Surprisingly, such perks can bring the most value to your finances.

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Three Tips to Make Open Enrollment Season a Breeze

By Lynnette Khalfani-Cox, The Money Coach®

Open enrollment season is in full swing, and that means you have the next month or so to decide what to do about key benefits your employer provides. Some people dread open enrollment season, because they think they have to painstakingly pore over mounds of healthcare paperwork, and then spend days upon days trying to figure out what to do.

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