If you’ve spent months saving for a big-ticket item like a new refrigerator or a giant flat-screen TV, paying for it with cash might be a mistake. Credit cards offer numerous benefits frequently overlooked in the name of “saving money.” But, not using plastic might wind up costing you big. In fact, your 16-digit account number could be the key to unlocking deep discounts, additional buyer protections, and other money-saving perks.
Credit cards offer more than just a convenient way to pay for things in stores and online. There’s also the increased purchasing power and potential for cash rewards that make them attractive. But, it’s the lesser-known and often underutilized credit card benefits that could hold the key to additional savings. A recent J.D. Power study found that only 36% of credit cardholders1 fully understand all their card’s benefits. Surprisingly, such perks can bring the most value to your finances.
by Tom Aguilera
Since 1996, Tom has had a passion for helping investors make sound financial plans and discovering the investments that are right for them. During this difficult time, you may wonder if you’re making the right decisions when it comesto your finances. Whether you’re worried about job security, your investing decisions or having enough emergency savings to weather the storm, here are some tips to help you stay on track.
Some people worry about their investments even during ideal stock market conditions. This is part of human nature, but you shouldn’t allow this fear to stop you from staying invested in the stock market during periods of volatility. No matter what your circumstances, or how much money you have to invest, knowing and understanding your investing personality can help when choosing investments to achieve long-term investing success and reduce your apprehension about market volatility.
The coronavirus pandemic has many people wondering whether they should delay their home purchase or if they’re selling, pull their listing from the market. COVID-19 has required many industries to make adjustments, and real estate is no exception. Whether you’re in a situation where you need to buy or sell a home, or you simply want to take advantage of historically low mortgage rates, it’s essential to understand how the real estate landscape has changed.
The ever-changing reality that is COVID-19 has altered the face of car buying for the foreseeable future. Buyers are entering uncharted territory as they attempt to secure keys to their new ride. Social distancing requirements have made it more challenging to walk into a dealership and drive off in a new car. But this doesn’t mean you can’t or shouldn’t buy a car during the coronavirus pandemic. In fact, now might be one of the best times in recent years to buy a car.
The coronavirus (COVID-19) pandemic has had a financial impact on millions of Americans. Thankfully, some relief is on the way in the form of a stimulus check. Lawmakers recently passed a stimulus package to combat the economic impact of COVID-19.
Credit cards offer a convenient way to spend and manage your money. Here are some tips to help you make purchases, stay secure and take advantage of the benefits they offer.
When you head into your 30s, your life is filled with more responsibilities. No matter if you’re single, married, or have started a family, making key financial moves can help you take advantage of financial opportunities and weather setbacks when they occur, because they will. Here are 10 steps that can help you build security and reach your financial goals.
When you reach your 40s, most likely your responsibilities have increased significantly. With that in mind, it’s more important than ever to figure out how to allocate your hard-earned dollars. To manage day-to-day expenses and accomplish your longer-term financial goals, you’ll need a plan you can live with and adjust it to your changing needs.
