By Lynnette Khalfani-Cox, The Money Coach®
Open enrollment season is in full swing, and that means you have the next month or so to decide what to do about key benefits your employer provides. Some people dread open enrollment season, because they think they have to painstakingly pore over mounds of healthcare paperwork, and then spend days upon days trying to figure out what to do.
By Lynnette Khalfani-Cox, The Money Coach® 
Does the state of your finances keep you up some nights? You’re not alone. Many Americans have trouble managing their money. Let’s look at four of the scariest financial facts regarding many Americans—and how to make some positive changes if you need to.
By Lynnette Khalfani-Cox, The Money Coach®
When many parents think of Halloween, their usual thoughts center around costumes, young people trick-or-treating for candy, or keeping the kids safe while they’re out in the neighborhood. However, did you know that you can use Halloween — and especially the days and weeks following — as a great way to teach kids about money matters?
Contributing to a 529 College Savings Plan is a smart way to save for college and contributions are a great gift idea for friends and family members.
Don’t wait for next year to roll around to improve your finances. There are money moves you can make now that can help you save more and spend less.
Back in the good old days, it was common for several generations to live under one roof. In recent years, multigenerational living has made a big comeback, and with it more innovative housing choices. In fact, one in five American households are comprised of adults from different generations such as parents and their adult children, or grandparents, parents and children, according to census data.
By Curtis Rodriguez
Realtor, Home Smart Evergreen
Curtis and his team service Riverside, Orange and San Diego Counties with an emphasis on helping people buy and sell their homes, relocation and investment opportunities. Curtis also leads homebuying workshops in the Inland area.
They say knowledge is power, especially when it comes to buying or selling a home. And when you’re trying to do both at the same time, you’ll need to be armed with plenty of information to make the transition as smooth as possible.
By Lynnette Khalfani-Cox, The Money Coach®
To get a handle on your finances, you must be able to distinguish between your needs and your wants. You need food, shelter and clothing. But you might want a juicy lobster and seafood dinner, a large upscale home and brand-name attire.
By Lynnette Khalfani-Cox, The Money Coach®
As someone who has had her fair share of economic setbacks — including being in debt, going through a costly divorce and being downsized — I know from firsthand experience the importance of having a financial back-up plan.
By Lynnette Khalfani-Cox, The Money Coach®
A few years ago, the Federal Reserve Board Survey of Consumer Finances pegged the amount of loans between family and friends at a staggering $89 billion annually in the United States.
More recent research, however, puts family and friend borrowing at twice that level. Continue reading
