Face it — most of us spend more time planning our next vacation than we do creating a strategy to improve our financial well-being. According to research1, three in five Americans live paycheck to paycheck and just one in four have a written financial plan.
Uncle Sam gives you a pass on paying taxes while you are building your retirement nest egg, but you’ve got to follow the rules.
Here are five ways to get and maintain a great credit score.
Tax scams don’t all look the same, but they are all intended to steal your money. Most fall into one of several categories of illicit acts, including phone scams, phishing and tax provider scams. Help yourself avoid these scams by knowing what kinds are out there and taking steps to keep your money safe.
Vincent, an American Sign language (ASL) Elementary School Teacher, has been a Member since 1997 and loves the products he has with SchoolsFirst FCU. When Vincent and his wife, Dorene, found themselves in a difficult situation, they turned to their Credit Union for help. Continue reading
Omid gives SchoolsFirst FCU’s Online and Mobile Banking high marks, which is quite a compliment, given his profession. As vice chancellor for California Community Colleges, he researches and finds ways to improve the digital experience for students at the 114 community colleges across the state. Continue reading
After Kelly and her husband, Mikey, got married in 2014, their next goal was to buy a house. She said she did some initial research into securing a home loan with other institutions, but she was leaning toward SchoolsFirst FCU from the start. Continue reading
Remodeling is both exciting and scary. You’re ready for change, but you don’t want to hurt your home’s value. If you ever choose to sell, you don’t want to get hung up on a bad remodel.
Supporting your local community is a positive thing — it builds relationships, it strengthens the local economy, and it makes your neighborhood a happier and healthier place to work and play.
By Lynnette Khalfani-Cox, The Money Coach®
As the New Year unfolds, you may be ready to make some fresh money resolutions to get your financial house in order. Whether you want to save more money in 2019, get your budget on track, or improve your credit score, now is a great time to set some clear goals and start creating a stronger economic future.