If you’re considering buying a car for a young driver, or helping them buy one, it can be a tall order. It’s important to find one that’s budget-friendly, affordable to insure, and most importantly — safe.
According to the Institute for Highway Safety, teenagers have crash rates of almost four times more for each mile driven, than drivers who are 20 years and older. Continue reading
If you’re a school employee, here are 10 financial moves to make it a great school year.
Due to a global semiconductor shortage, production on certain new cars has slowed, causing used car sales to soar. Despite this potential roadblock, you can still find a year-end deal on a new or used vehicle if you do your homework.
Investing as part of an overall financial plan is an important way to save for the future and build wealth over time. However, some people worry about their decisions. That’s why many seek professional financial advice to help them develop an action plan based on their specific financial goals, investment time horizons and individual tolerance for risk.
Shopping for a home loan? An adjustable rate mortgage, or ARM, may be right for you. 
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As a loving parent, you want to protect your family if something happens to you. When your children are younger, you’ll need to provide instructions on managing your finances and property, and who will act as their guardian.
However when an inheritance involves adult children, the situation changes dramatically. They may be married with families of their own to care for, or living independently and making their own financial decisions.
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You may be new to investing or intimidated by the process, so you may make moves with trepidation, or not invest at all. The truth is, there are simple ways to get started and stay invested.
If you’re a first-time buyer looking for a home, you’re probably browsing online listings nearly every day, trying to find something you like and can afford. But before you click through to your next virtual home tour, it may be time to step back and lean on some expert guidance.
By Jonathan Young
Since 2008, Jonathan has been passionate about building trusting relationships with Members to help them reach their financial goals. He believes that financial plans should be built with a specific objective in mind, like living comfortably in retirement, saving for college, or buying a house.
Depending on your investment profile, you may want to consider including an annuity as part of your investment portfolio. Annuities can have features that provide a more moderate approach to help build retirement savings. They can also be used to create an income stream you can’t outlive.
