Financial Resolutions for the New Year

By Lynnette Khalfani-Cox, The Money Coach®

As the New Year unfolds, you may be ready to make some fresh money resolutions to get your financial house in order. Whether you want to save more money in 2019, get your budget on track, or improve your credit score, now is a great time to set some clear goals and start creating a stronger economic future.

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Buying or Refinancing? Get the Right Home Loan

Are you hoping to become a homeowner this year or want to refinance an existing home loan? If so, it pays to take the time to understand the current mortgage landscape. Getting the right loan can be as important as the home itself. The last thing you want to do is pay unnecessary fees or take on loan terms that might hurt your finances.

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5 Hard Truths About Buying Real Estate

Excited Family Explore New Home On Moving Day

Maybe you’ve bought a house in your day, so you feel like a real estate expert. But even some experienced buyers don’t know everything, though, which is why it’s always good to do your homework before buying or selling another piece of property. It’s time to get real and face the facts, here are five things you probably didn’t know about real estate.

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5 Holiday Shopping Ideas When Money is Tight

By Lynnette Khalfani-Cox, The Money Coach®

According to the National Retail Federation, the average American plans to spend more than $1,000 during the current holiday season. That’s a 4.1% increase over last year’s figures. Doling out all that cash can put a serious strain on your budget. From planning family dinners to finding those perfect gifts, the shopping season that began on Thanksgiving and runs until December 25 can seem financially overwhelming.

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How to Practice Financial Gratitude

By Lynnette Khalfani-Cox, The Money Coach®

Practicing gratitude can help you become more aware of what you have and it gives you the chance to count your blessings. Even though there will always be someone else who has more than you, or earns more than you, comparing yourself to others only takes away from all the things you do have.

 

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Should You Consider a “No Spending” Holiday?

By Lynnette Khalfani-Cox, The Money Coach®

’Tis the season for gift lists, mega sales and extra shopping trips as you get ready for the holidays. According to the National Retail Federation, consumers are planning to spend an average of $1,007 on decorations, candy, gifts, and other holiday-related purchases for themselves and their families in 2018.

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