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Secure Transactions: Choose the Right Way to Pay

SchoolsFirst FCU Credit & Debt, Security, Uncategorized , ,

Secure Transactions: Choose the Right Way to Pay 

There are plenty of options to manage your money that are convenient, some more secure than others. When transacting, which option do you choose?For instance, should you use a credit card when shopping online, or is a debit card OK? Should you use a peer-to-peer (P2P) payment app to pay rent or purchasing something? Is it safe to use your debit card with a PIN at the gas station?

If you don’t know the answers, here are some tips to help you stay safe.

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How to Find the Right Credit Card for You

SchoolsFirst FCU Credit & Debt, Spending, Uncategorized ,

If you’re shopping around for a credit card, you’ve probably noticed that there are plenty of options on the market today. Low-interest, balance transfer, rewards, cash back, airline- and hotel-specific cards, retail cards, student cards, business cards … the list is endless. So how do you find the credit card that’s right for you?

Girls Shopping on Laptop

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Don’t Fall for These Social Security Scams

SchoolsFirst FCU Security, Uncategorized , ,

As fraudsters become more sophisticated, they find more ways to separate consumers from their hard-earned cash. One of the ways they’re making inroads is via a caller ID “spoofing” scheme pretending to be a representative from the Social Security Administration. Other scams use email or snail mail. There are variations of all these tricks, but the goal is the same – to steal your money, identity or both.  Here are just a few to guard against.

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It’s a Money Thing: Pay Yourself First … Automatically

SchoolsFirst FCU Saving, Uncategorized , ,

Like going to the gym or eating a healthy diet, saving money is one of those concepts that’s simple to grasp but weirdly challenging to put into practice. We understand its benefits. We agree that it’s essential to our wellbeing. We know that it’s something we should be doing. But paycheck after paycheck, it’s the same routine: after the bills have been paid and the regular expenses have been looked after, there just isn’t quite enough left over for our savings goals.

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Engagement Rings: Study Shows Spending Less Leads to Longer Marriages

SchoolsFirst FCU Family Matters, Uncategorized , ,

By Lynnette Khalfani-Cox, The Money Coach®     

I’ll never forget the night my husband Earl popped the question.

We were on a business trip and staying at a beautiful hotel in San Francisco. After a whirlwind day, we stood on the hotel balcony overlooking the city, talking about all we’d accomplished together. All of a sudden, Earl got down on one knee, told me how much he loved me, and asked me to be his wife. I immediately said yes. In my excitement, I didn’t realize that Earl proposed without giving me a ring.

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Three Tips to Make Open Enrollment Season a Breeze

SchoolsFirst FCU Family Matters, Uncategorized , ,

By Lynnette Khalfani-Cox, The Money Coach®

Open enrollment season is in full swing, and that means you have the next month or so to decide what to do about key benefits your employer provides. Some people dread open enrollment season, because they think they have to painstakingly pore over mounds of healthcare paperwork, and then spend days upon days trying to figure out what to do.

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