By Lynnette Khalfani-Cox, The Money Coach®
Having a financial back-up plan is a vital part of achieving financial security. After all, life never goes exactly according to plan. In any given month, something unexpected can happen that throws your budget out of whack. Your car may get a flat tire; a major appliance in your home might break down; or someone in your household could get sick, and you wind up with unforeseen healthcare bills.