Reprinted courtesy of SavvyMoney.
by Jean Chatzky
There’s a lid on the amount of debt you can comfortably take on, generally tied to your income. Too much, and you’ll quickly find yourself in a bind. Here’s how to land on your sweet spot.
Reprinted Courtesy of “It’s a Money Thing”
Like local car dealerships and personal injury law firms, short-term and payday lenders tend to have the most annoying commercials on TV. They’re often tacky and annoying, and tend to air during daytime talk shows or very late at night. Their promises of “fast cash!”, “guaranteed approval!” and no “credit check required!” are enough to make you change the channel—and yet, if you ever find yourself in a situation where you need to get your hands on some extra money fast, those commercials might start making sense to you.
Article Reprinted Courtesy of Balance Financial Fitness Program
Set Specific Goals
Saving tends to be easier when you have a certain purpose in mind: Saving for your first house, retirement at a certain age, a child’s college education, or even a trip around the world. The important thing is to be specific.
You’re the Inspiration for Our New Inspire Card
When we designed our new MasterCard credit card, it seemed right to name it the Inspire, because we are inspired by the dedication and creativity of the educational community each and every day.
If you’re a school employee and haven’t checked out our School Employee MasterCard®, we hope you’ll give it a closer look, because it’s designed specifically with you in mind. Here are just a few benefits that we think make it pretty special.
By Dan Skaggs
Dan Skaggs is the product development officer for SchoolsFirst FCU and is based in our Santa Ana office.
If you like traveling as much as my wife and I do, the SchoolsFirst FCU MasterCard® Rewards Card is great to have along for the ride. Over the years, we’ve used it in Mexico, Brazil, Uruguay, Costa Rica, England, France, Spain, Portugal, Italy, Switzerland, Germany, Austria, the Czech Republic, Morocco and South Africa.
The new features make traveling easier and more enjoyable—like ID theft alerts and resolution services, as well as EMV-chip enabled protection—and the rewards program, Priceless Cities, which offers pretty interesting deals on hotels, restaurants and shopping.
This article is reprinted courtesy of NerdWallet.
If you crave the convenience of credit cards but worry about getting in over your head, a secured credit card may provide an unexpected solution. While they’ve developed a reputation as an option only for those who need to build or repair credit, secured credit cards offer some unique wider benefits worthy of a second look.
If you’re shopping around for a credit card, you’ve probably noticed that there are plenty of options on the market today. Low-interest, balance transfer, rewards, cash back, airline- and hotel-specific cards, retail cards, student cards, business cards…the list is endless. So how do you find the credit card that’s right for you?
Think fast: what’s the most recent financial decision you made? You likely won’t have to think too far back.