5 Holiday Shopping Ideas When Money is Tight

By Lynnette Khalfani-Cox, The Money Coach®

According to the National Retail Federation, the average American plans to spend more than $1,000 during the current holiday season. That’s a 4.1% increase over last year’s figures. Doling out all that cash can put a serious strain on your budget. From planning family dinners to finding those perfect gifts, the shopping season that began on Thanksgiving and runs until December 25 can seem financially overwhelming.

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Should You Consider a “No Spending” Holiday?

By Lynnette Khalfani-Cox, The Money Coach®

’Tis the season for gift lists, mega sales and extra shopping trips as you get ready for the holidays. According to the National Retail Federation, consumers are planning to spend an average of $1,007 on decorations, candy, gifts, and other holiday-related purchases for themselves and their families in 2018.

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The New Rules About Medical Bills and Your Credit

By Lynnette Khalfani-Cox, The Money Coach®

If you’ve ever had big medical bills that you couldn’t immediately pay, you know how troubling and stressful that situation can be. Even worse: for many years, past due healthcare bills could wind up on your credit report if a doctor’s office, clinic or other medical facility reported your bill to a collection agency.

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Four Scary Financial Facts About You (or Someone You Love)

By Lynnette Khalfani-Cox, The Money Coach®     

Does the state of your finances keep you up some nights? You’re not alone. Many Americans have trouble managing their money. Let’s look at four of the scariest financial facts regarding many Americans—and how to make some positive changes if you need to.

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The Money Coach: How I Got Out of Debt and You Can Too

Meet the Money Coach

Lynnette Khalfani-Cox, The Money Coach®, is a personal finance expert, television and radio personality, and the author of numerous books, including the New York Times best-seller “Zero Debt: The Ultimate Guide to Financial Freedom.” Lynnette once had $100,000 in credit card debt, but she paid it all off in three years and turned her financial life around. SchoolsFirst FCU is pleased to partner with her to provide financial education and advice exclusively for our Members. Continue reading