Four Scary Financial Facts About You (or Someone You Love)

By Lynnette Khalfani-Cox, The Money Coach®     

Does the state of your finances keep you up some nights? You’re not alone. Many Americans have trouble managing their money. Let’s look at four of the scariest financial facts regarding many Americans—and how to make some positive changes if you need to.

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The Money Coach: How I Got Out of Debt and You Can Too

Meet the Money Coach

Lynnette Khalfani-Cox, The Money Coach®, is a personal finance expert, television and radio personality, and the author of numerous books, including the New York Times best-seller “Zero Debt: The Ultimate Guide to Financial Freedom.” Lynnette once had $100,000 in credit card debt, but she paid it all off in three years and turned her financial life around. SchoolsFirst FCU is pleased to partner with her to provide financial education and advice exclusively for our Members. Continue reading

How to Make a Secured Card Work for You

This article is reprinted courtesy of NerdWallet.

If you crave the convenience of credit cards but worry about getting in over your head, a secured credit card may provide an unexpected solution. While they’ve developed a reputation as an option only for those who need to build or repair credit, secured credit cards offer some unique wider benefits worthy of a second look.Couple Using Bank Card Online With a Laptop

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Travel Smart Using Your Rewards Credit Card

By Dan Skaggs

Dan Skaggs is a product manager for SchoolsFirst FCU and is based in our Tustin office.

Whenever we get the opportunity, my wife and I love to travel, and we always use our SchoolsFirst FCU Rewards Mastercard® to make our vacations easier and more enjoyable. Over the years, we’ve been to Mexico, Brazil, Uruguay, Costa Rica, England, France, Spain, Portugal, Italy, Switzerland, Germany, Austria, the Czech Republic, Morocco and South Africa. Most recently, we enjoyed using our Rewards Card when we visited Singapore, Thailand and China.

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