Are You Getting The Best Deal on Your Cash-Back Credit Card?

By Lynnette Khalfani-Cox, The Money Coach®

With so many credit cards to choose from, how do you know if you’re getting the best deal on your rewards card, especially a credit card promising cash-back benefits? While there may be no one credit card that’s right for everyone, there are ways you can get the biggest bang for your buck with a cash-back card that fits your specific circumstances.

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It’s a Money Thing: How to Overcome ‘Credit Card Shyness’

News outlets and credit card companies are quick to label millennials as being credit card-shy. According to a recent survey, millennials apparently fear their credit card debt more than climate change, the threat of war and even death. It may sound like an overreaction, but the underlying trend is substantial: millennials are carrying fewer cards and have lower balances, compared to the previous generation of young adults.


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Quickly Fix Credit Report Errors

A quick tip from Lynnette Khalfani-Cox, The Money Coach®                             

It is estimated that 70%* of all consumer credit reports contains mistakes and some of those errors are serious enough to keep you from being approved for credit. If you’re in the market for a credit card, auto loan or mortgage, be sure to pull your credit reports first — before applying — and fix any mistakes.

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Utilizing Credit Card Balance Transfers to Pay Off Debt

A quick tip from Lynnette Khalfani-Cox, The Money Coach®

If you started 2019 with the intention to get out of debt, you may be bothered to find that some credit card bills are still lingering.

Don’t panic! You can still get on track financially and more quickly eliminate debts. Consider getting rid of your high-rate cards by utilizing balance transfers to a card with a lower interest rate.

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