Beware of Fast Cash

Reprinted Courtesy of “It’s a Money Thing

Predatory Lending

Like local car dealerships and personal injury law firms, short-term and payday lenders tend to have the most annoying commercials on TV. They’re often tacky and annoying, and tend to air during daytime talk shows or very late at night. Their promises of “fast cash!”, “guaranteed approval!” and no “credit check required!” are enough to make you change the channel—and yet, if you ever find yourself in a situation where you need to get your hands on some extra money fast, those commercials might start making sense to you.

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9 Ways to Master Your Money

Article Reprinted Courtesy of Balance Financial Fitness Program

Money growing in soil , Business success concept.

Set Specific Goals

Saving tends to be easier when you have a certain purpose in mind: Saving for your first house, retirement at a certain age, a child’s college education, or even a trip around the world. The important thing is to be specific.

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How to Make a Rewards Card Work for You

By Dan Skaggs

Dan Skaggs is the product development officer for SchoolsFirst FCU and is based in our Santa Ana office.

If you like traveling as much as my wife and I do, the SchoolsFirst FCU MasterCard® Rewards Card is great to have along for the ride. Over the years, we’ve used it in Mexico, Brazil, Uruguay, Costa Rica, England, France, Spain, Portugal, Italy, Switzerland, Germany, Austria, the Czech Republic, Morocco and South Africa.

The new features make traveling easier and more enjoyable—like ID theft alerts and resolution services, as well as EMV-chip enabled protection—and the rewards program, Priceless Cities, which offers pretty interesting deals on hotels, restaurants and shopping.

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How to Make a Secured Card Work for You

This article is reprinted courtesy of NerdWallet.

If you crave the convenience of credit cards but worry about getting in over your head, a secured credit card may provide an unexpected solution. While they’ve developed a reputation as an option only for those who need to build or repair credit, secured credit cards offer some unique wider benefits worthy of a second look.Couple Using Bank Card Online With a Laptop

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How to Find the Right Credit Card for You

If you’re shopping around for a credit card, you’ve probably noticed that there are plenty of options on the market today. Low-interest, balance transfer, rewards, cash back, airline- and hotel-specific cards, retail cards, student cards, business cards…the list is endless. So how do you find the credit card that’s right for you?

Girls Shopping on Laptop

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