10 Money Moves to Make in Your 30s

When you head into your 30s, your life is filled with more responsibilities. No matter if you’re single, married, or have started a family, making key financial moves can help you take advantage of financial opportunities and weather setbacks when they occur, because they will. Here are 10 steps that can help you build security and reach your financial goals.

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It’s a Money Thing: 4 Credit Score Myths Debunked

Credit scores are an area of personal finance that seem a lot more mysterious than they actually are. Many people believe that improving them is a matter of trial and error and, as a result, there’s a lot of “credit score advice” floating around that can end up doing more harm than good. Four common credit score myths have been rounded up and debunked below:

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Demystifying Your Credit Score

These three little numbers can mean getting the best interest rates on loans, credit cards, insurance, buying a car or house, or even landing a job. The higher your score, the lower rates you’ll enjoy, and vice versa. But if you have questions about how your credit score is determined, or why you have more than one, you’re not alone. Here are answers to some common questions.
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Five Tips to Get Out of Debt in the New Decade

Content Provided Courtesy of Greenpath Financial Wellness

If you made a New Year’s Resolution to get out of debt, today’s a big day. By mid-January, most resolutions have fizzled.

But — YOU can say, NOT TODAY. If you feel yourself slipping, take a minute for a pep talk, remind yourself that you can do this, and check out our post on goals that stick. Retool that resolution, and get back on the bandwagon, friend. Continue reading

Secure Transactions: Choose the Right Way to Pay

Secure Transactions: Choose the Right Way to Pay 

There are plenty of options to manage your money that are convenient, some more secure than others. When transacting, which option do you choose?For instance, should you use a credit card when shopping online, or is a debit card OK? Should you use a peer-to-peer (P2P) payment app to pay rent or purchasing something? Is it safe to use your debit card with a PIN at the gas station?

If you don’t know the answers, here are some tips to help you stay safe.

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How to Find the Right Credit Card for You

If you’re shopping around for a credit card, you’ve probably noticed that there are plenty of options on the market today. Low-interest, balance transfer, rewards, cash back, airline- and hotel-specific cards, retail cards, student cards, business cards … the list is endless. So how do you find the credit card that’s right for you?

Girls Shopping on Laptop

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Beware of Fast Cash

Reprinted Courtesy of “It’s a Money Thing

Predatory Lending

Like local car dealerships and personal injury law firms, short-term and payday lenders tend to have the most annoying commercials on TV. They’re often tacky and annoying, and tend to air during daytime talk shows or very late at night. Their promises of “fast cash!”, “guaranteed approval!” and no “credit check required!” are enough to make you change the channel—and yet, if you ever find yourself in a situation where you need to get your hands on some extra money fast, those commercials might start making sense to you.

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