Here’s some tips to make 2023 a great year financially.
Credit & Debt
Financial Advice From Your Future, Wiser Self
Have you ever wondered how your future self might react to the financial decisions you make now? The older, more experienced you might extend a fist bump to your younger self for participating in your employer’s retirement plan. But you may get a thumbs down for racking up debt over the holidays.
Demystifying Your Credit Score
These three little numbers can mean getting the best interest rates on loans, credit cards, insurance, buying a car or house, or even landing a job. The higher your score, the lower rates you’ll enjoy, and vice versa. But if you have questions about how your credit score is determined, or why you have more than one, you’re not alone. Here are answers to some common questions.
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How to Protect Your Credit During Tough Times
During financial setbacks, the priority shifts to taking care of the essentials. If your credit health has slid down a few rungs on the priority ladder, it’s time to take action. ignoring your credit now could cause financial harm long after you’re back on solid ground.
10 Money Moves to Make in Your 30s
When you head into your 30s, your life is filled with more responsibilities. No matter if you’re single, married, or have started a family, making key financial moves can help you take advantage of financial opportunities and weather setbacks when they occur, because they will. Here are 10 steps that can help you build security and reach your financial goals.
Ask the Financial Counselor: Navigating Money Setbacks
By Susana Raya
Susan is a financial expert with GreenPath Financial Wellness, the national nonprofit organization that provides financial counseling, education and products to empower people to lead financially healthy lives. Through their work with GreenPath, Susana has helped people with debt and credit management, homeownership education, and foreclosure prevention.
Many Americans are trying to figure out how to juggle expenses and keep current with housing and other essentials. Continue reading
Don’t Overlook These Credit Card Perks
If you’ve spent months saving for a big-ticket item like a new refrigerator or a giant flat-screen TV, paying for it with cash might be a mistake. Credit cards offer numerous benefits frequently overlooked in the name of “saving money.” But, not using plastic might wind up costing you big. In fact, your 16-digit account number could be the key to unlocking deep discounts, additional buyer protections, and other money-saving perks.
4 Credit Card Benefits That Save Time and Money
Credit cards offer more than just a convenient way to pay for things in stores and online. There’s also the increased purchasing power and potential for cash rewards that make them attractive. But, it’s the lesser-known and often underutilized credit card benefits that could hold the key to additional savings. A recent J.D. Power study found that only 36% of credit cardholders1 fully understand all their card’s benefits. Surprisingly, such perks can bring the most value to your finances.
Smart Ways to Use your Credit Card
Credit cards offer a convenient way to spend and manage your money. Here are some tips to help you make purchases, stay secure and take advantage of the benefits they offer.
6 Tips to Protect Your Credit Card
For many of us, credit cards are an easy and convenient way to make purchases, doing away with the need for carrying cash or checks. But taking precautions when using them can help guard against credit card fraud.