By Lynnette Khalfani-Cox, The Money Coach®
’Tis the season for gift lists, mega sales and extra shopping trips as you get ready for the holidays. According to the National Retail Federation, consumers are planning to spend an average of $1,007 on decorations, candy, gifts, and other holiday-related purchases for themselves and their families in 2018.
By Lynnette Khalfani-Cox, The Money Coach®
To get a handle on your finances, you must be able to distinguish between your needs and your wants. You need food, shelter and clothing. But you might want a juicy lobster and seafood dinner, a large upscale home and brand-name attire.
By Lynnette Khalfani-Cox, The Money Coach®
If budgeting and saving money seem like difficult tasks to conquer, perhaps the issue is that you’ve not yet created a financial strategy for achieving these goals. Here are some ideas to improve your savings, and make you a better budgeter, by creating a financial strategy that works for your lifestyle.
By Jonathan Young
Since 2008, Jonathan has helped Members reach their financial goals. He believes that financial plans should be built with a specific objective in mind, like living comfortably in retirement, saving for college, or buying a house.
When you receive an inheritance, you may be wondering what to do next. No matter if it’s a modest or substantial amount, handling it responsibly is one way you can honor the family member who left it to you. Here are some ways to help you decide what to do.
Plan ahead, spend wisely, stay secure.
Like many retail events, the back-to-school shopping season seems to start earlier and earlier. Here are ways to focus on buying only what you need, finding good values and keeping your financial information safe when shopping online or in stores. Continue reading
If you’re waging an inner battle of good vs. bad spending every time you whip out your credit card or peek at your monthly bank statement, it’s probably time to give your views on budgeting a shake-up.
Once you start receiving your first paychecks after graduation, knowing how to spend or save your money wisely can be tough. While you may be able to do your banking with just a few taps on your phone, managing money well is much more complicated. Here are a few tips to help you get started.
Most people are at least somewhat tech-savvy these days. But when it comes to digital banking, you might be missing out on a few time-saving tricks. Here’s how the internet can help make your financial life easier.
A budget is the most powerful tool available for establishing financial control. In this seminar, you’ll learn to identify short-, mid- and long-term goals, design a realistic spending plan to live within your means, and outline savings plans to reach your goals. You will also learn about different options available for getting out of debt, staying out of debt, and staying motivated.
e are some tips to create lasting security at any age.