Going through life without enough insurance can be risky, but are there types of coverage you can confidently decline? Here are three situations where you may want to skip insurance or similar protections.
protection
When to Start Thinking About Life Insurance
Although you may find it difficult to think about purchasing life insurance when you’re young and healthy, you should consider it for two reasons: first, this will likely be the time when a policy is most affordable; and second, this will likely also be the time when your absence can have the greatest financial impact on your family. If you have dependents or provide your family’s sole financial support, a life insurance policy can give you the peace of mind that comes from knowing your loved ones will be taken care of if you’re unable to do so.
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Securing Your Computer
A business tool, source of entertainment, and gateway to the Internet, your computer can also be a threat to your privacy and financial security if you fail to ensure the safety of your online experience.
Auto Insurance: How Much is Enough?
What’s Covered in Homeowner’s Insurance
For most people, the home is their largest financial asset, making it critical to protect it adequately against loss or damage. Most standard homeowner’s insurance policies provide protection not only for the home, but also for personal property such as furniture, clothing, and appliances. Most policies offer personal liability coverage as well.