Going through life without enough insurance can be risky, but are there types of coverage you can confidently decline? Here are three situations where you may want to skip insurance or similar protections.
protection
When to Start Thinking About Life Insurance
Although you may find it difficult to think about purchasing life insurance when you’re young and healthy, you should consider it for two reasons: first, this will likely be the time when a policy is most affordable; and second, this will likely also be the time when your absence can have the greatest financial impact on your family. If you have dependents or provide your family’s sole financial support, a life insurance policy can give you the peace of mind that comes from knowing your loved ones will be taken care of if you’re unable to do so.
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Securing Your Computer
A business tool, source of entertainment, and gateway to the Internet, your computer can also be a threat to your privacy and financial security if you fail to ensure the safety of your online experience.
Auto Insurance: How Much is Enough?
When you are ready to purchase an auto insurance policy, it’s likely you’ll want both affordability and a plan that covers you in nearly every scenario. But how much is enough?
Being adequately or fully covered means different things to different people and is dependent upon your situation. It is important to keep in mind that all insurance policies are contracts with terms and exclusions; no policy covers everything.
What’s Covered in Homeowner’s Insurance
For most people, the home is their largest financial asset, making it critical to protect it adequately against loss or damage. Most standard homeowner’s insurance policies provide protection not only for the home, but also for personal property such as furniture, clothing, and appliances. Most policies offer personal liability coverage as well.