Find out what types of mortgage loans are offered by SchoolsFirst FCU, and how you can get up to a 25% rebate on your real estate agent’s commission when you join the Home Advantage Program.1
Discover why you should get pre-approved, how your credit affects your loan terms , which affordability factors to consider, and more about mortgage loan rates.
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Contrary to what you may think, signing up for a mortgage loan doesn’t mean you’re trapped in that rate or term.
Knowing when to refinance, for instance if rates change or events arise that prevent you from paying as you had planned, can help you understand how to cut your costs or tap into your home’s equity.
By Darnell Mangali
Darnell Mangali started in the real estate industry in 2003 and was introduced to the credit union world of mortgages in 2007. In 2011, he joined SchoolsFirst FCU as part of the Member Contact Center team, and transitioned to Real Estate Originations. He served as an Internal Loan Consultant for many years, assisting Members with their home financing needs, and most recently became a Real Estate Specialist for the Originations team.
Buying a home is a wonderful thing, but the home-buying process can be overwhelming. Thankfully, your Credit Union offers plenty of great resources designed to help you navigate the journey successfully.