By Lynnette Khalfani-Cox, The Money Coach®
Practicing gratitude can help you become more aware of what you have and it gives you the chance to count your blessings. Even though there will always be someone else who has more than you, or earns more than you, comparing yourself to others only takes away from all the things you do have.
By Lynnette Khalfani-Cox, The Money Coach®
Let’s put it out there: Americans are often way too stressed out. According to the American Institute of Stress, over 70% of people regularly feel physical and psychological symptoms caused by stress in their lives.
By Lynnette Khalfani-Cox, The Money Coach®
When many parents think of Halloween, their usual thoughts center around costumes, young people trick-or-treating for candy, or keeping the kids safe while they’re out in the neighborhood. However, did you know that you can use Halloween — and especially the days and weeks following — as a great way to teach kids about money matters?
By Lynnette Khalfani-Cox, The Money Coach®
Sometimes, conflict with your significant other may seem inevitable, and that includes argument about finances.
When it comes to money matters, however, frequent financial disputes can be toxic for a relationship. Research shows that couples that argue a lot over money issues have greater levels of unhappiness and are more likely to break up.
So how can you avoid economic drama and maintain financial peace with your honey? Here are three rules to avoiding money arguments with your spouse or partner.
By Lynnette Khalfani-Cox, The Money Coach®
Sticking to a budget can be tough for anyone, but especially if your income is irregular. After all, the bills don’t stop just because your paycheck fluctuates or you’re only working during certain seasons. Continue reading
Meet the Money Coach
Lynnette Khalfani-Cox, The Money Coach®, is a personal finance expert, television and radio personality, and the author of numerous books, including the New York Times best-seller “Zero Debt: The Ultimate Guide to Financial Freedom.” Lynnette once had $100,000 in credit card debt, but she paid it all off in three years and turned her financial life around. SchoolsFirst FCU is pleased to partner with her to provide financial education and advice exclusively for our Members. Continue reading
When sending money from the U.S. to friends or family abroad, your first thought might be to rush to the bank. But banks’ average fees for international money transfers are around $43, and their foreign exchange rates and delivery speeds aren’t the best.
Here are details on some of the top providers to consider for sending international money transfers.
If you’re waging an inner battle of good vs. bad spending every time you whip out your credit card or peek at your monthly bank statement, it’s probably time to give your views on budgeting a shake-up.
Most teenagers probably won’t leap at the prospect of learning about personal finance on their own.
That’s why it’s important to take the time to teach them smart money management. To get the conversation started, here are seven topics worth discussing to help your teen avoid costly financial missteps in the future.
Continue reading
Set Specific Goals
Saving tends to be easier when you have a certain purpose in mind: Saving for your first house, retirement at a certain age, a child’s college education, or even a trip around the world. The important thing is to be specific.