money

Ask the Financial Counselor: Navigating Money Setbacks

SchoolsFirst FCU Credit & Debt, Uncategorized , ,

 By Susana Raya

Susan is a financial expert with GreenPath Financial Wellness, the national nonprofit organization that provides financial counseling, education and products to empower people to lead financially healthy lives. Through their work with GreenPath, Susana has helped people with debt and credit management, homeownership education, and foreclosure prevention.

As the pandemic continues, many Americans are trying to figure out how to juggle expenses, get the most mileage out of unemployment, and keep current with housing and other essentials. And while financial relief programs have helped, whether they’ll be extended to provide further aid is uncertain. Continue reading →

10 Money Moves to Make in Your 40s

SchoolsFirst FCU Family Matters, Investing, Retirement, Saving , ,

When you reach your 40s, most likely your responsibilities have increased significantly. With that in mind, it’s more important than ever to figure out how to allocate your hard-earned dollars. To manage day-to-day expenses and accomplish your longer-term financial goals, you’ll need a plan you can live with and adjust it to your changing needs.

Continue reading →

10 Money Moves to Make in Your 20s

SchoolsFirst FCU Investing, Saving , ,

When you’re just starting out in your career, you may worry if you’re making the right decisions, especially when it comes to finances. You’re not alone. But creating an action plan can help you stay focused and learn to become a savvy money manager. Here are 10 tips to help you make the most of your finances and overcome setbacks that may occur.

 

Continue reading →

Making Tweens and Teens Money Smart

SchoolsFirst FCU Family Matters , ,

By Lynnette Khalfani-Cox, The Money Coach®

Young people don’t need to wait until they’re adults to begin learning about money matters. If we teach them key financial concepts now, they’ll be better prepared for life’s economic challenges as adults.

Here are some ideas and activities to make tweens and teens money-smart citizens.     Continue reading →

Having Tough Money Talks With Loved Ones

SchoolsFirst FCU Family Matters , ,

By Lynnette Khalfani-Cox, The Money Coach®

No matter how tight a bond you may have with your loved ones, it can still be challenging to talk to them about sensitive financial topics. After all, money is often regarded as a taboo subject. Even worse: disagreements about financial matters can potentially strain your closest relationships.

Continue reading →

Avoiding Money Arguments with Your Spouse or Partner

SchoolsFirst FCU Family Matters, Uncategorized , ,

By Lynnette Khalfani-Cox, The Money Coach®

Sometimes, conflict with your significant other may seem inevitable, and that includes argument about finances.

When it comes to money matters, however, frequent financial disputes can be toxic for a relationship. Research shows that couples that argue a lot over money issues have greater levels of unhappiness and are more likely to break up.  

So how can you avoid economic drama and maintain financial peace with your honey? Here are three rules to avoiding money arguments with your spouse or partner.

Continue reading →