Understanding Student Loan Forgiveness

The new federal student loan forgiveness program has piqued the interest of borrowers who thought they didn’t qualify for such programs. Whether you’re a recent graduate or have been repaying your loan for years, you should understand what loan forgiveness is, how it affects public and private student loans, and who might qualify.

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Home Equity Loan or HELOC?

Home values hit new heights in 2021. In October, the CoreLogic Home Price Index1 recorded the highest increase in its 45-year history of tracking annual home price growth in the U.S. This sharp uptick in market values gives homeowners an opportunity to access a sizeable amount of equity now, instead of waiting years to pay down mortgage principal balances.

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Remodeling Trends That Increase A Home’s Value

Do you have home makeover ideas but worry about having the funds to cover your wish list? When determining the projects to tackle or forego, keep in mind that some enhancements can increase your home’s value, while others may not. Some home improvements may be worth the cost, even if you don’t recoup all the money you’ve invested in them. But if you plan on moving within a few years, you’ll want to proceed with caution before taking on a project that may cost you in the long run.

Here are some facts to help guide your decisions.

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Are Peer-to-Peer Loans a Good Solution?


After the financial meltdown, lending guidelines tightened, paving the way for peer-to-peer (P2P) lending—a new product that offers consumers personal loans at competitive interest rates.

One primary difference between P2P lending and traditional loans is the lenders; P2P loans are backed by a pool of everyday investors—or peers—instead of financial institutions. The lending companies act as the middlemen between the investors and the borrowers.

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