Ask the Advisor: Understanding Annuities

By Jonathan Young

Since 2008, Jonathan has been passionate about building trusting relationships with Members to help them reach their financial goals. He believes that financial plans should be built with a specific objective in mind, like living comfortably in retirement, saving for college, or buying a house.

Depending on your investment profile, you may want to consider including an annuity as part of your investment portfolio.  Annuities can have features that provide a more moderate approach to help build retirement savings.  They can also be used to create an income stream you can’t outlive.

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Why it Makes Sense to Work With an Independent Insurance Agent

It sounds easy. Make a quick phone call, save thousands a year on insurance. But to get the right coverage for your specific situation, you need to look beyond low annual premiums. While you might find cheaper policies, they may not adequately protect your property or assets. There’s a better way to save money on insurance.

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Ask the Advisor: 5 Money Moves to Make Now

by Tom Aguilera

Since 1996, Tom has had a passion for helping investors make sound financial plans and discovering the investments that are right for them. During this difficult time, you may wonder if you’re making the right decisions when it comesto your finances. Whether you’re worried about job security, your investing decisions or having enough emergency savings to weather the storm, here are some tips to help you stay on track.

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Protecting Your Home Against Natural Disasters

By Lynnette Khalfani-Cox, The Money Coach®      

Natural disasters, weather-related catastrophes and other emergencies can strike at any time. When they do, you’ll no doubt want protection for what’s most likely your most costly asset: your home. None of us can outrun windswept fires, massive earthquakes or torrential flooding. And even the latest technology available cannot accurately predict these potentially life-and-property threatening dangers. Continue reading