If you’re a homeowner, you may be happy to learn you have a unique tool in your financial toolbox, a Home Equity Line of Credit, or HELOC. A HELOC allows you to borrow from your home’s value at a competitive interest rate, with access to a line of credit. This credit can be used for anything – remodeling, medical bills, or a backup emergency fund.
No one plans to struggle financially during retirement. For some, without a full-time job and healthcare benefits, covering basic living expenses and increased medical costs can be challenging. An investment portfolio and limited government benefits may not be enough to make ends meet. 
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There’s plenty of reasons to think about upsizing: perhaps another child is on the way, you landed a job in another city or maybe you need a home office for your business.