Whether you’re traveling overseas or closer to home, you want to enjoy your vacation without busting your budget. Here are five tips to help you plan smart, save money and make your journeys more enjoyable.
Home improvements can rejuvenate a stale dwelling. But remodeling and renovations could set you back thousands of dollars for each room.
A “midrange minor kitchen remodel” — including hardware, countertops, flooring and a refrigerator — is about $21,000, on average, according to Remodeling magazine’s 2018 Cost vs. Value report. But with the right approach, you can give your abode some TLC without busting your budget.
By Lynnette Khalfani-Cox, The Money Coach®
If you’re trying to manage your budget properly and keep your finances under control, you already know that going overboard with your spending can be a huge financial mistake.But even if you understand the fundamental rule of budgeting – never spend more than you earn – chances are you may be violating another crucial principal of budgeting.
Find ways to free up cash in your budget, work to increase your income and look into different ways to pay down your balance.
Build Your Money Roadmap
Like many people, you may be juggling multiple priorities. For instance, do you pay off all your credit card debt before saving or investing? Or, should you funnel more dollars into your retirement fund? And what about purchasing big-ticket items like a house or car? The truth is—the answers to these questions depend on your individual circumstances, your dreams and goals.