Are you planning on buying a larger home or downsizing this year? Before you start your search, take the time to understand the mortgage landscape. Getting the right loan can be as important as the home itself. The last thing you want to do is pay unnecessary fees or take on loan terms that might hurt your finances.
These three little numbers can mean getting the best interest rates on loans, credit cards, insurance, buying a car or house, or even landing a job. The higher your score, the lower rates you’ll enjoy, and vice versa. But if you have questions about how your credit score is determined, or why you have more than one, you’re not alone. Here are answers to some common questions.
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Interest rates have remained at historic lows for years, making it a great time to borrow money. However, in an effort to slow inflation, the Federal Reserve has raised rates three times so far this year. Here’s what you need to know.
Banking fees have a tendency to buzz around your finances, waiting to sting when you least expect it. At least that’s how it seems. Whether you have a single bank account or multiple credit cards, incurring fees can swell your spending and weaken your budget. But preventive measures can keep them at bay.
Here are four standard banking fees and tips to repel them.
A recession can lead to economic setbacks for consumers, including a job loss or reduced income, higher prices on everyday goods and services and lower returns on investments. While most economists don’t think we’re in a recession yet,1 inflationary prices and rising interest rates have many worried about how best to manage their finances.
No one plans to struggle financially during retirement. For some, without a full-time job and healthcare benefits, covering basic living expenses and increased medical costs can be challenging. An investment portfolio and limited government benefits may not be enough to make ends meet. 
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If you’re worried about the effects of inflation on your retirement, here are six tips to help you stick to your plan.
When you receive an inheritance, you may be wondering what to do next. No matter if it’s a modest or substantial amount, handling it responsibly is one way you can honor the family member who left it to you. Here are some ways to help you decide what to do.
Are you a worrier when it comes to investing? Or perhaps you’re the “set it and forget it” type who doesn’t fret much about your investments? Whatever your investing style is, it’s important to invest regularly and keep a long-term perspective, including paying yourself first … automatically. Here are some tips to save for your future.
