It starts with your phone ringing — the most prevalent tax scam making the rounds this year. The caller claims to be from the IRS and demands your money NOW. Don’t think you’re the only one singled out for this tactic; aggressive, threatening phone scams occur regularly across the country. But, scamming also happens via email, U.S. mail or in person.
Face it — most of us spend more time planning our next vacation than we do creating a strategy to improve our financial well-being. According to research1, three in five Americans live paycheck to paycheck and just one in four have a written financial plan.
Whether it’s something as simple as picking a restaurant or as complex as deciding whether to have children, marriage requires lots of mutual decision-making.
Couples who tie the knot will have another choice to add to that growing list next tax season, as they can either file joint or separate returns. This choice can affect the amount of taxes they owe or the size of their refunds.
Here’s a closer look at these two options and how to determine which filing status is best for you and your spouse.
Since we all know what the other certainty in life is (death), maybe we shouldn’t be all that upset about the onset of tax season, right?
Using the SchoolsFirst FCU Mobile Banking app 1 lets you conveniently and securely stay on top of your finances. Discover all the great things you can do via your mobile device anytime, anywhere.
Secure Transactions: Choose the Right Way to Pay 
There are plenty of options to manage your money that are convenient, some more secure than others. When transacting, which option do you choose?For instance, should you use a credit card when shopping online, or is a debit card OK? Should you use a peer-to-peer (P2P) payment app to pay rent or purchasing something? Is it safe to use your debit card with a PIN at the gas station?
If you don’t know the answers, here are some tips to help you stay safe.
Insurance Conundrums: Are You Covered or Not? 
When it comes to auto, homeowners and renters insurance, you may wonder what it covers and why. Here are answers to some common questions and ways to help make sure you have the protection you need, when you need it.
Choosing a career is tough. Whether you’re a new grad or considering a career change, it’s easy to feel overwhelmed when tasked with selecting your next gig. And why shouldn’t it? It’s an enormously costly decision, in terms of both time and money. In many cases, it defines your lifestyle: it determines where you live, how you spend your time and what you can afford. It has influence over your stress levels and your general happiness. It’s a big deal and, to complicate matters further, there are over 10,000 options to choose from — even Barbie has had 130 different careers over the years!
When was the last time you shopped around for a credit card? Here’s why you should. Continue reading
