Ask the Advisor: What Can I Do About Inflation?

By Jeremey Hill CRPC®, RICP®

Jeremey enjoys helping Members develop, improve or complement their financial plan.                               

According to the government’s Consumer Price Index, inflation is at its highest rate in 30 years. Since last year, October prices have risen by 6.2%. Consumers are feeling the pinch everywhere they turn – from gas prices to groceries to electronics – which means they may have to hold off on buying certain items until things improve.

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6 Tips to Stop Stressing About Money

According to a recent study1, 90% of Americans feel stressed about money.  Some of this anxiety is due in part to the ongoing effects of the pandemic, product shortages and inflation. Unfortunately, stress can often lead to questionable decisions, so it’s important to deal with it sooner rather than later. If you’re feeling a bit overwhelmed, here are six ways to help manage your finances. Continue reading

Cars To Keep Your Teen Driver Safe

If you’re considering buying a car for a young driver, or helping them buy one, it can be a tall order. It’s important to find one that’s budget-friendly, affordable to insure, and most importantly — safe.

According to the Institute for Highway Safety, teenagers have crash rates of almost four times more for each mile driven, than drivers who are 20 years and older. Continue reading

Solutions to Help You Start and Keep Investing

Investing as part of an overall financial plan is an important way to save for the future and build wealth over time. However, some people worry about their decisions. That’s why many seek professional financial advice to help them develop an action plan based on their specific financial goals, investment time horizons and individual tolerance for risk.

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Estate Planning Moves if Your Child Isn’t Good With Money

As a loving parent, you want to protect your family if something happens to you. When your children are younger, you’ll need to provide instructions on managing your finances and property, and who will act as their guardian.

However when an inheritance involves adult children, the situation changes dramatically. They may be married with families of their own to care for, or living independently and making their own financial decisions.
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Ask the Advisor: Understanding Annuities

By Jonathan Young

Since 2008, Jonathan has been passionate about building trusting relationships with Members to help them reach their financial goals. He believes that financial plans should be built with a specific objective in mind, like living comfortably in retirement, saving for college, or buying a house.

Depending on your investment profile, you may want to consider including an annuity as part of your investment portfolio.  Annuities can have features that provide a more moderate approach to help build retirement savings.  They can also be used to create an income stream you can’t outlive.

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