Member Story: Winifred N.

For the past 20 years, Winifred N. has enjoyed a fulfilling career as a math teacher at Moreno Valley USD.

A few years ago, her family experienced some unexpected circumstances that took a toll on their finances. In need of fast cash, she sought help from a payday lender, but quickly realized the extremely high interest rate on the loan only made things worse. “At the time, I didn’t think I could have gotten a loan through the Credit Union and I was desperate. I had a financial hole that I needed to fill quick. But after a while, I discovered how the payday cash loans can trap you.”

Looking for solutions, Winifred called the Credit Union to see if we could help with her situation. After giving us the opportunity to listen, she applied and was approved for a personal loan to help consolidate her debt from the payday lender at a much lower rate. Winifred was amazed. “It was like a miracle for me! A true blessing.”

“I was scared to ask for help, but when I called, you guys were able to work out a solution for me. At that moment, a big load was taken off my back and I feel so blessed. SchoolsFirst FCU really helped improve my situation for my family.” 


– Winifred N.
Middle School Teacher
Member Since 2009




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Extra Credit provides general information to help improve our Member’s financial lives. Every situation is different, so please contact us for guidance on your specific needs. The advice provided in Extra Credit is not intended to serve as a substitute for speaking to a loan representative, financial advisor, or BALANCE counselor who can help tailor a solution for you.

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