Financial Gift Ideas for Happy Holidays

As we head into the season of giving, you may already be making your shopping list and checking it twice. But before you hit the mall, do you have a plan to shop wisely and stick with your budget?Piggy bank wrapped in Christmas string lights



For some helpful tips, check out What’s Your Holiday Spending Strategy?

And if you’re looking for new ways to give, here are some personal finance gift ideas that can really make a difference.

Money Toys

There are plenty of toys you can buy for children, but helping them learn basic financial concepts can be fun and rewarding—a classic piggy bank, cash register, coin-counting machine or money-related board and video games are some things to consider. For more inspiration, check out Learning Resources and Fat Brain Toys.

Give to Their Favorite Charity

One thoughtful gift idea for hard-to-shop-for friends and loved ones is making a donation in their name to their favorite charity. If you need help choosing one, read Charity Matters: Ways to Give Wisely.

Financial Magazine Subscriptions

Magazine subscriptions are inexpensive but a gift that lasts all year long.  Kiplinger’s, Money, Entrepreneur and Consumer Reports are just a few of the choices on the market today. You can tailor your choice to what interests them most.

Give the Gift of Education

If you want to give something meaningful to a family member or friend, consider opening and contributing to a 529 Plan, a tax-advantaged savings option that can help pay for higher education costs. It works in conjunction with other college saving accounts: Coverdell Education Savings Account and College Saver Share Certificate. You can also contribute safely and securely to an existing account with

Start an Emergency Fund

Helping a young adult manage their money is a gift that has lasting benefits. Jump-starting an emergency fund account is a great way to help them build security and avoid going into debt.

A Financial Gift for Yourself

As you head into a new year, do you have questions about your future? Give yourself some peace of mind by scheduling a complimentary financial consultation with one of SchoolsFirst FCU’s financial advisors.  They will help you discover smart ways to save for your future.  Read why Financial Advisors are for Everybody to help you prepare.





Securities sold, advisory services are offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with SchoolsFirst FCU to make securities available to Members. Not NCUA/NCUSIF/FDIC insured, may lose value, no financial institution guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty states of the United States of America.



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Extra Credit provides general information to help improve our Member’s financial lives. Every situation is different, so please contact us for guidance on your specific needs. The advice provided in Extra Credit is not intended to serve as a substitute for speaking to a loan representative, financial advisor, or BALANCE counselor who can help tailor a solution for you.

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