Reprinted courtesy of SavvyMoney.
by Jean Chatzky
There’s a lid on the amount of debt you can comfortably take on, generally tied to your income. Too much, and you’ll quickly find yourself in a bind. Here’s how to land on your sweet spot.
This article is reprinted courtesy of First Team Real Estate
One of the most important things to consider in any home sale is the curb appeal. Houses that look better sell faster and command better prices. This can be as simple as a good cleaning, but if you really want buyer interest, there are some basic things that you can do to improve the offers. It’s time to put up or shut about these projects that could boost your home value.
Report Card is a quarterly publication featuring informative articles about products and services, financial education, Credit Union events and news, and current offers and promotions. This publication is included in Members’ statement mailings as an insert, or as a link with Members’ eStatement notification emails.
Think fast: what’s the most recent financial decision you made? You likely won’t have to think too far back.
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Extra Credit provides general information to help improve our Member’s financial lives. Every situation is different, so please contact us for guidance on your specific needs. The advice provided in Extra Credit is not intended to serve as a substitute for speaking to a loan representative, financial advisor, or BALANCE counselor who can help tailor a solution for you.
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When most people think of inflation, their response is usually similar to when they see a vintage advertisement: reminiscing about the cheaper prices of the past (15 cents for a burger? Awesome!) while simultaneously feeling some resentment towards today’s ever-rising prices. Generally, inflation is seen as a frustrating “financial fact of life” that passively affects everyone as price levels climb and as the dollar’s purchasing power decreases over time.
We’ve all been given financial advice tips, but how do you focus on the ones that can really make a difference? Here are some simple money rules of thumb—or guidelines—to consider.
During the holidays, your thoughts may naturally turn to giving, not only to family and friends, but to those in need. Whether it’s donating your time, money, or other resources, here are some ideas to help you develop a charitable giving strategy that can last all year long.1
After the financial meltdown, lending guidelines tightened, paving the way for peer-to-peer (P2P) lending—a new product that offers consumers personal loans at competitive interest rates.
One primary difference between P2P lending and traditional loans is the lenders; P2P loans are backed by a pool of everyday investors—or peers—instead of financial institutions. The lending companies act as the middlemen between the investors and the borrowers.
Laura Holmes is a Licensed Insurance Agent with SchoolsFirst Insurance Services, specializing in personal lines policy. With more than 10 years of experience in the insurance industry, Laura has developed an understanding of the importance of insurance and managing risk. She is dedicated to assisting Members in understanding what is needed to properly protect themselves and their family.
Most people don’t worry much about their insurance coverage until they need it. So if you haven’t read your policy’s fine print—believe me, you’re not alone. That’s why I recommend getting a complimentary insurance review to help you figure out if you have what you need. Continue reading