During the holidays, your thoughts may naturally turn to giving, not only to family and friends, but to those in need. Whether it’s donating your time, money, or other resources, here are some ideas to help you develop a charitable giving strategy that can last all year long.1
After the financial meltdown, lending guidelines tightened, paving the way for peer-to-peer (P2P) lending—a new product that offers consumers personal loans at competitive interest rates.
One primary difference between P2P lending and traditional loans is the lenders; P2P loans are backed by a pool of everyday investors—or peers—instead of financial institutions. The lending companies act as the middlemen between the investors and the borrowers.
Laura Holmes is a Licensed Insurance Agent with SchoolsFirst Insurance Services, specializing in personal lines policy. With more than 10 years of experience in the insurance industry, Laura has developed an understanding of the importance of insurance and managing risk. She is dedicated to assisting Members in understanding what is needed to properly protect themselves and their family.
Most people don’t worry much about their insurance coverage until they need it. So if you haven’t read your policy’s fine print—believe me, you’re not alone. That’s why I recommend getting a complimentary insurance review to help you figure out if you have what you need. Continue reading
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Extra Credit provides general information to help improve our Member’s financial lives. Every situation is different, so please contact us for guidance on your specific needs. The advice provided in Extra Credit is not intended to serve as a substitute for speaking to a loan representative, financial advisor, or BALANCE counselor who can help tailor a solution for you.
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You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them? How long have they been around? And what’s the deal with checking them?
It’s no secret that buying or selling a home can be challenging, no matter if you’re a first-time buyer or a long-time homeowner. Here are some tips to help pave the way toward a successful outcome.
This advice blog is provided by TrueCar®, our Car Buying Service.
The decision to buy or lease can be a biggie.
A lease is a long-term rental, a car you’ll have to give back to the dealer at some point. A purchase is, well, yours for the long haul. Often your choice will come down to price.
Credit scores are an area of personal finance that seem a lot more mysterious than they actually are. Many people believe that improving them is a matter of trial and error and, as a result, there’s a lot of “credit score advice” floating around that can end up doing more harm than good. Four common credit score myths have been rounded up and debunked below:
When it comes to buying that first car, everybody was a novice once. And even though the process can be intimidating, if you do your research and get your financing in order ahead of time, you’ll be able to purchase the vehicle you want at a price you won’t regret. And that’s something you’ll feel good about long after you’ve moved on to your next vehicle.
Your credit union offers many attractive and affordable financing options for Members, but to ensure that you always have access to the credit you need, you must use your credit wisely.