Most people are at least somewhat tech-savvy these days. But when it comes to digital banking, you might be missing out on a few time-saving tricks. Here’s how the internet can help make your financial life easier.
Spending
Breaking Up with Name Brands
Reprinted Courtesy of “It’s a Money Thing”
Picture this scenario: you’re steering your shopping cart through the sliding doors of the supermarket, shopping list in hand. As you walk the aisles, there’s a strategy you can use to save an average of 33% on your entire purchase. It doesn’t require any coupon cutting or signing up for rewards cards. And the best part? You still get every single item on your list. The secret? Buying private-label products instead of brand-name products.
What is a Checking Account?
This article reprinted courtesy of NerdWallet.
Whether you make your living flipping burgers at a fast food joint or houses on the real estate market, you need a place to park your income. That’s what makes checking accounts so popular. It’s the bank account you’ll likely use the most, whether for buying groceries, withdrawing cash at an ATM or depositing a paycheck.
It’s a Money Thing: How to Counter the Effects of Inflation
When most people think of inflation, their response is usually similar to when they see a vintage advertisement: reminiscing about the cheaper prices of the past (15 cents for a burger? Awesome!) while simultaneously feeling some resentment towards today’s ever-rising prices. Generally, inflation is seen as a frustrating “financial fact of life” that passively affects everyone as price levels climb and as the dollar’s purchasing power decreases over time.
SavvyMoney Minute : Personal Finance is More Personal than Finance
Should you buy, or rent? Pay off debt, or build an emergency fund? The trouble with money questions is the answer usually is, “It depends.” Because personal finance is more personal than finance. Here are three techniques for making good decisions.
SavvyMoney Minute: Hope is Not an Investment Strategy
It’s nice to think of the glass half full, but not necessarily when it comes to money. When you’re overly optimistic, it’s easy to convince yourself it will all be okay. But complacency leaves to inaction, and your financial future depends on you taking the right steps, right now. Here are three steps you can take.
It’s a Money Thing: Bank or Credit Union?
What was the very first financial choice you ever made? Think about it.
It likely took place before your first job, even as far back as when your annual income consisted of Tooth Fairy money and lucky pennies. The very first financial decision you ever made is also one of the most important choices, it’s where to keep your money.
When you first made that decision, piggy banks, sock drawers, and “buried-in-the-sandbox-like-pirate-treasure” all seemed like perfectly acceptable options. As it turns out, they aren’t nearly as super-secret as you might have hoped. Opening a bank account is the best solution, but in order to do that you first need to choose a financial institution—and so the choice becomes “bank or credit union?”
It’s a Money Thing: Why Is It Called A Credit Union?
While bank and banking are universally understood and accepted terms, the term credit union is still largely misunderstood and unknown to many. Credit union is an unusual term, isn’t it? Is it just another name for a bank? Is it a credit card company? Do I have to be in a union to join? Watch the video.
SavvyMoney Minute: Don’t Shop Angry, Hungry or Sad
Impulse buying: We’ve all done it. In fact, the average person will spend $114,000 on impulse purchases over their lifetime. How can you avoid that fate? Skip these three shopping sins.
Ask the Advisor: To Lease or Not to Lease?
This advice blog is provided by TrueCar®, our Car Buying Service.
The decision to buy or lease can be a biggie.
A lease is a long-term rental, a car you’ll have to give back to the dealer at some point. A purchase is, well, yours for the long haul. Often your choice will come down to price.