When you need to send money to friends and family overseas, there are many options to consider. Here are some tips to save time and money.
Spending
Count the Cost of Convenience
Restaurant food delivery. Delis. Prepackaged grocery store meals. It’s easy to choose options that save time or reduce effort, especially when you’re in a rush or exhausted at the end of a long workday. But relying too much on conveniences may hurt your budget.
Here are three ways choosing convenience can affect your finances.
6 Year-End Money Moves
Here are ways to set yourself for success come 2023.
Don’t Get Stung by Banking Fees
Banking fees have a tendency to buzz around your finances, waiting to sting when you least expect it. At least that’s how it seems. Whether you have a single bank account or multiple credit cards, incurring fees can swell your spending and weaken your budget. But preventive measures can keep them at bay.
Here are four standard banking fees and tips to repel them.
Do’s and Don’ts to Manage Your Finances During a Recession
A recession can lead to economic setbacks for consumers, including a job loss or reduced income, higher prices on everyday goods and services and lower returns on investments. While most economists don’t think we’re in a recession yet,1 inflationary prices and rising interest rates have many worried about how best to manage their finances.
Financial Moves After Pandemic Frugality
If you feel like the COVID-19 pandemic robbed you of your ability to live a normal life, you’re not alone. Restrictions on travel, entertainment and other social gatherings put an abrupt halt to daily activities around the globe.
Mobile Money Matters: Save More, Curb Spending
Mobile banking and shopping are on the rise, and now there are plenty of resources to help you become more mindful of your spending and saving habits, which can really help when you’re trying to create financial security.
Spruce Up Your Financial Plan
Do you know where you stand financially? Taking the time to create or review a financial plan can help you make the most of your money.
Here are some simple tips to help you get there.
Tips to Save for Emergencies and Your Future
If you feel like you could do more to improve your saving and investing habits, or don’t know how to get started, here are some tips to help. Financial experts agree that there are two important things to focus on: start and contribute regularly to an emergency fund and contribute at least 10% of your paycheck to a retirement account.
What Can I Do About Inflation?
According to the government’s Consumer Price Index, inflation is at its highest rate in 30 years. Since last year, prices have risen by 8.3%. Consumers are feeling the pinch everywhere they turn – from gas prices to groceries to electronics – which means they may have to hold off on buying certain items until things improve.