5 Hard Truths About Buying Real Estate

Excited Family Explore New Home On Moving Day

Maybe you’ve bought a house in your day, so you feel like a real estate expert. But even some experienced buyers don’t know everything, though, which is why it’s always good to do your homework before buying or selling another piece of property. It’s time to get real and face the facts, here are five things you probably didn’t know about real estate.

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Beware of Fast Cash

Reprinted Courtesy of “It’s a Money Thing

Predatory Lending

Like local car dealerships and personal injury law firms, short-term and payday lenders tend to have the most annoying commercials on TV. They’re often tacky and annoying, and tend to air during daytime talk shows or very late at night. Their promises of “fast cash!”, “guaranteed approval!” and no “credit check required!” are enough to make you change the channel—and yet, if you ever find yourself in a situation where you need to get your hands on some extra money fast, those commercials might start making sense to you.

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Breaking Up with Name Brands

Reprinted Courtesy of  “It’s a Money Thing” 

Grocery shopping

Picture this scenario: you’re steering your shopping cart through the sliding doors of the supermarket, shopping list in hand. As you walk the aisles, there’s a strategy you can use to save an average of 33% on your entire purchase. It doesn’t require any coupon cutting or signing up for rewards cards. And the best part? You still get every single item on your list. The secret? Buying private-label products instead of brand-name products.

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What’s Your Holiday Spending Strategy?

It’s easy to get caught up in the spirit of giving—and spending.

Gift boxes with bow and snowflakes

According to the National Federation of Retailers, a 2015 survey reported that consumers planned to spend approximately $800 on things like holiday decorations, food and gifts. Have you considered what your budget will be? And what about travel costs?  It’s easy to let the dollar amount soar if you don’t rein in spending now.

Here are some tips to help you plan smart, save money and avoid a debt hangover.

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How to Find the Right Credit Card for You

If you’re shopping around for a credit card, you’ve probably noticed that there are plenty of options on the market today. Low-interest, balance transfer, rewards, cash back, airline- and hotel-specific cards, retail cards, student cards, business cards…the list is endless. So how do you find the credit card that’s right for you?

Girls Shopping on Laptop

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