Create a Financial Strategy for Budgeting and Saving

By Lynnette Khalfani-Cox, The Money Coach®

If budgeting and saving money seem like difficult tasks to conquer, perhaps the issue is that you’ve not yet created a financial strategy for achieving these goals. Here are some ideas to  improve your savings, and make you a better budgeter, by creating a financial strategy that works for your lifestyle.

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Best Ways to Send Money Internationally

When sending money from the U.S. to friends or family abroad, your first thought might be to rush to the bank. But banks’ average fees for international money transfers are around $43, and their foreign exchange rates and delivery speeds aren’t the best.

Here are details on some of the top providers to consider for sending international money transfers.

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Tips to Save for Emergencies and Your Future

If you feel like you could do more to improve your saving and investing habits, or don’t know how to get started, here are some tips that can help. Financial experts agree that there are two important things to focus on: start and contribute regularly to an emergency fund, and contribute at least 10% of your paycheck to a retirement account.

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Beware of Fast Cash

Reprinted Courtesy of “It’s a Money Thing

Predatory Lending

Like local car dealerships and personal injury law firms, short-term and payday lenders tend to have the most annoying commercials on TV. They’re often tacky and annoying, and tend to air during daytime talk shows or very late at night. Their promises of “fast cash!”, “guaranteed approval!” and no “credit check required!” are enough to make you change the channel—and yet, if you ever find yourself in a situation where you need to get your hands on some extra money fast, those commercials might start making sense to you.

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