If you’re shopping around for a credit card, you’ve probably noticed that there are plenty of options on the market today. Low-interest, balance transfer, rewards, cash back, airline- and hotel-specific cards, retail cards, student cards, business cards … the list is endless. So how do you find the credit card that’s right for you?
Reprinted Courtesy of “It’s a Money Thing”
Like local car dealerships and personal injury law firms, short-term and payday lenders tend to have the most annoying commercials on TV. They’re often tacky and annoying, and tend to air during daytime talk shows or very late at night. Their promises of “fast cash!”, “guaranteed approval!” and no “credit check required!” are enough to make you change the channel—and yet, if you ever find yourself in a situation where you need to get your hands on some extra money fast, those commercials might start making sense to you.
By Lynnette Khalfani-Cox, The Money Coach®
If budgeting and saving money seem like difficult tasks to conquer, perhaps the issue is that you’ve not yet created a financial strategy for achieving these goals. Here are some ideas to improve your savings, and make you a better budgeter, by creating a financial strategy that works for your lifestyle.
Mobile banking and shopping are on the rise, and now there are plenty of resources to help you become more mindful of your spending and saving habits, which can really help when you’re trying to create financial security.
When sending money from the U.S. to friends or family abroad, your first thought might be to rush to the bank. But banks’ average fees for international money transfers are around $43, and their foreign exchange rates and delivery speeds aren’t the best.
Here are details on some of the top providers to consider for sending international money transfers.
Who wouldn’t want to finance a car at 0% interest? It has the potential to save you a lot of money over the life of the loan, right?
That’s what auto dealerships count on. It’s one of the best ways they have to get you into a new car, according to a J.D. Power Dealer Finance Study.
If you feel like you could do more to improve your saving and investing habits, or don’t know how to get started, here are some tips that can help. Financial experts agree that there are two important things to focus on: start and contribute regularly to an emergency fund, and contribute at least 10% of your paycheck to a retirement account.
If you’re waging an inner battle of good vs. bad spending every time you whip out your credit card or peek at your monthly bank statement, it’s probably time to give your views on budgeting a shake-up.
If you’ve had to introduce Mom and Dad to one of your surlier significant others—you know, the one who just couldn’t drop politics at the door—then introducing them to mobile banking should be painless, right?
Once you start receiving your first paychecks after graduation, knowing how to spend or save your money wisely can be tough. While you may be able to do your banking with just a few taps on your phone, managing money well is much more complicated. Here are a few tips to help you get started.