Understanding Student Loan Forgiveness

The new federal student loan forgiveness program has piqued the interest of borrowers who thought they didn’t qualify for such programs. Whether you’re a recent graduate or have been repaying your loan for years, you should understand what loan forgiveness is, how it affects public and private student loans, and who might qualify.

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Count the Cost of Convenience

Restaurant food delivery. Delis. Prepackaged grocery store meals. It’s easy to choose options that save time or reduce effort, especially when you’re in a rush or exhausted at the end of a long workday. But relying too much on conveniences may hurt your budget.

Here are three ways choosing convenience can affect your finances.

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Don’t Get Stung by Banking Fees

Banking fees have a tendency to buzz around your finances, waiting to sting when you least expect it. At least that’s how it seems. Whether you have a single bank account or multiple credit cards, incurring fees can swell your spending and weaken your budget. But preventive measures can keep them at bay.

Here are four standard banking fees and tips to repel them.

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Do’s and Don’ts to Manage Your Finances During a Recession

A recession can lead to economic setbacks for consumers, including a job loss or reduced income, higher prices on everyday goods and services and lower returns on investments. While most economists don’t think we’re in a recession yet,1 inflationary prices and rising interest rates have many worried about how best to manage their finances.

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