Security

Secure Transactions: Choose the Right Way to Pay

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Secure Transactions: Choose the Right Way to Pay 

There are plenty of options to manage your money that are convenient, some more secure than others. When transacting, which option do you choose?For instance, should you use a credit card when shopping online, or is a debit card OK? Should you use a peer-to-peer (P2P) payment app to pay rent or purchasing something? Is it safe to use your debit card with a PIN at the gas station?

If you don’t know the answers, here are some tips to help you stay safe.

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Don’t Fall for These Social Security Scams

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As fraudsters become more sophisticated, they find more ways to separate consumers from their hard-earned cash. One of the ways they’re making inroads is via a caller ID “spoofing” scheme pretending to be a representative from the Social Security Administration. Other scams use email or snail mail. There are variations of all these tricks, but the goal is the same – to steal your money, identity or both.  Here are just a few to guard against.

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5 Security Strategies for College-bound Students

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If you are a college-bound student or the parent of one, you know computers and mobile devices are must-have tools for academic and social activities. But do you know the best ways to stay safe surfing, shopping, banking and socializing online?

College dorm: Students moving in

Study these tips to keep your personal information personal and protect your stuff while you’re away from home.

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Security Tip: It’s Now Free to Freeze Your Credit Reports

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By Lynnette Khalfani-Cox, The Money Coach®

With so many data breaches occurring, it might be a good idea to freeze your credit reports to help fend off identity thieves. A credit freeze locks access to your credit, so even if crooks get ahold of your Social Security number, they won’t be able to open any fraudulent accounts because the credit freeze prevents it.

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Guard Against Fraud at the Gas Pump

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Fraudsters are always looking for ways to separate you from your hard-earned money. One place where you may be most vulnerable is at the gas station, especially during the upcoming travel season. That’s because thieves install skimming devices on gas pumps that steal your credit or debit card information. They then sell the data, make fraudulent cards to withdraw cash from ATMs, or buy merchandise that they can sell.

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