By Curtis Rodriguez
Realtor, HomeSmart Evergreen Realty1
Curtis and his team service Riverside, Orange and San Diego Counties.
They say knowledge is power, especially when it comes to buying or selling a home. And when you’re trying to do both at the same time, you’ll need to be armed with plenty of information to make the transition as smooth as possible.
Buying your first home is a tremendous achievement, but the journey to get there can sometimes feel like a winding road rather than a straight path. That’s why it’s important to learn as much as you can about the process and lean on the expertise of your real estate agent to help you navigate any bumps along the way.
By Lynnette Khalfani-Cox, The Money Coach®
Natural disasters, weather-related catastrophes and other emergencies can strike at any time. When they do, you’ll no doubt want protection for what’s most likely your most costly asset: your home. None of us can outrun windswept fires, massive earthquakes or torrential flooding. And even the latest technology available cannot accurately predict these potentially life-and-property threatening dangers. Continue reading
When you first purchased your house, it was the perfect fit for you and your family. Now your needs have changed and you may be exploring what to do next. Here are some ideas that can help you improve your living situation and make the most of your money.
If you’re planning to buy a home, you may be worried if you’ll have enough money saved for a down payment. You’ve probably heard that you can use retirement funds to help, but it’s important to know the restrictions, or you could be stuck paying penalties and taxes. And even though a home can be a great investment, taking out retirement funds early could hurt your long-term security.
Here’s what you should know before you make any financial moves.
By Lynnette Khalfani-Cox, The Money Coach®
Getting a home loan can be a confusing process. You have to decide whether to get a fixed rate mortgage or an adjustable rate loan. You’ll want to shop around and qualify for the best loan rates and terms. And when you’re signing on the dotted line for one of the biggest purchases of your life, you naturally want to fully understand everything. So one way to make the home loan process easier is to understand some important lingo you might hear from experts in the mortgage industry.
Whether it’s a wildfire, earthquake or storm, make sure you have adequate insurance coverage and emergency savings to draw on if you need to.
You’re ready for change, but don’t want to break your budget or hurt your home’s value if you decide to sell. Consider these tips to help you plan and spend wisely.
Shopping for a home loan? An adjustable rate mortgage, or ARM, may be right for you. 
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Once the kids grow up and move out, you may be considering downsizing. Here are some upsides to making the move.
