Investing

Understanding Market Losses: Paper Versus Reality

SchoolsFirst FCU Investing , ,

In a volatile stock market, your emotions might let new highs and record lows drive your short-term decisions. The drastic ups and downs can make you feel confident one day and queasy the next. When your investment is reaching new highs, you might feel on top of the world. But, when your investment hits new lows, confidence wanes. The market’s volatile nature might even lead you to jump ship on your savings goals. Unfortunately, this could cost you over the long term.

It’s possible to remain calm during what feels like a financial roller coaster ride if you better understand market declines and the need for a smart investment strategy. When you pair the two, you’re more likely to meet your financial targets.

Continue reading →

10 Money Moves to Make in Your 70s

SchoolsFirst FCU Investing, Retirement, Saving , ,

When you reach your 70s, life slows down a little. You may be planning to retire, or already living in retirement. Whatever your situation, there are ways to make your 70s more enjoyable and stress free, especially when it comes to managing your finances. If you still choose to work in some capacity, or simply want to enjoy your leisure time and hobbies, here are some tips to help you live the retirement you want.

Continue reading →

10 Money Moves to Make in Your 60s

SchoolsFirst FCU Family Matters, Investing

Entering your 60s could mean you’re getting ready to reap your financial harvest. But, after decades of careful spending and saving, you may still be hesitant to say goodbye to full-time employment. If you’re still carrying high-interest rate debt, making a hefty mortgage payment, or wondering if you have enough money in savings, delaying retirement might be a good idea. Before you exit the workforce, reassess your finances and be prepared to reboot your retirement plan, as needed.

Continue reading →

Ask the Advisor: 5 Money Moves to Make Now

SchoolsFirst FCU Investing, Saving , ,

by Tom Aguilera

Since 1996, Tom has had a passion for helping investors make sound financial plans and discovering the investments that are right for them. During this difficult time, you may wonder if you’re making the right decisions when it comesto your finances. Whether you’re worried about job security, your investing decisions or having enough emergency savings to weather the storm, here are some tips to help you stay on track.

Continue reading →

What’s Your Investing Personality?

SchoolsFirst FCU Investing , ,

Some people worry about their investments even during ideal stock market conditions.  This is part of human nature, but you shouldn’t allow this fear to stop you from staying invested in the stock market during periods of volatility. No matter what your circumstances, or how much money you have to invest, knowing and understanding your investing personality can help when choosing investments to achieve long-term investing success and reduce your apprehension about market volatility.

Continue reading →

10 Money Moves to Make in Your 30s

SchoolsFirst FCU Credit & Debt, Investing, Saving , ,

When you head into your 30s, your life is filled with more responsibilities. No matter if you’re single, married, or have started a family, making key financial moves can help you take advantage of financial opportunities and weather setbacks when they occur, because they will. Here are 10 steps that can help you build security and reach your financial goals.

Continue reading →

10 Money Moves to Make in Your 40s

SchoolsFirst FCU Family Matters, Investing, Retirement, Saving , ,

When you reach your 40s, most likely your responsibilities have increased significantly. With that in mind, it’s more important than ever to figure out how to allocate your hard-earned dollars. To manage day-to-day expenses and accomplish your longer-term financial goals, you’ll need a plan you can live with and adjust it to your changing needs.

Continue reading →

10 Money Moves to Make in Your 20s

SchoolsFirst FCU Investing, Saving , ,

When you’re just starting out in your career, you may worry if you’re making the right decisions, especially when it comes to finances. You’re not alone. But creating an action plan can help you stay focused and learn to become a savvy money manager. Here are 10 tips to help you make the most of your finances and overcome setbacks that may occur.

 

Continue reading →