The coronavirus (COVID-19) pandemic has had a financial impact on millions of Americans. Thankfully, some relief is on the way in the form of a stimulus check. Lawmakers recently passed a stimulus package to combat the economic impact of COVID-19.
Family Matters
10 Money Moves to Make in Your 40s
When you reach your 40s, most likely your responsibilities have increased significantly. With that in mind, it’s more important than ever to figure out how to allocate your hard-earned dollars. To manage day-to-day expenses and accomplish your longer-term financial goals, you’ll need a plan you can live with and adjust it to your changing needs.
Smart Ways to Save for College
Get a jump on college tuition by starting early and saving regularly. Here are some options to help you save now for your child’s bright future.
Top 10 Tax Scams
It starts with your phone ringing — the most prevalent tax scam making the rounds this year. The caller claims to be from the IRS and demands your money NOW. Don’t think you’re the only one singled out for this tactic; aggressive, threatening phone scams occur regularly across the country. But, scamming also happens via email, U.S. mail or in person.
Should My Spouse and I File Taxes Jointly or Separately?
Whether it’s something as simple as picking a restaurant or as complex as deciding whether to have children, marriage requires lots of mutual decision-making.
Couples who tie the knot will have another choice to add to that growing list next tax season, as they can either file joint or separate returns. This choice can affect the amount of taxes they owe or the size of their refunds.
Here’s a closer look at these two options and how to determine which filing status is best for you and your spouse.
Insurance Conundrums: Are You Covered or Not?
Insurance Conundrums: Are You Covered or Not? 
When it comes to auto, homeowners and renters insurance, you may wonder what it covers and why. Here are answers to some common questions and ways to help make sure you have the protection you need, when you need it.
It’s a Money Thing: 7 Tips for Tracking Down Your Dream Career
Choosing a career is tough. Whether you’re a new grad or considering a career change, it’s easy to feel overwhelmed when tasked with selecting your next gig. And why shouldn’t it? It’s an enormously costly decision, in terms of both time and money. In many cases, it defines your lifestyle: it determines where you live, how you spend your time and what you can afford. It has influence over your stress levels and your general happiness. It’s a big deal and, to complicate matters further, there are over 10,000 options to choose from — even Barbie has had 130 different careers over the years!
Invite Your Loved Ones to Join the Family
We encourage you to share the many benefits of Membership with your family.
Estate Planning Moves if Your Child Isn’t Good With Money
As a loving parent, you want to protect your family if something happens to you. When your children are younger, you’ll need to provide instructions on managing your finances and property, and who will act as their guardian.
However when an inheritance involves adult children, the situation changes dramatically. They may be married with families of their own to care for, or living independently and making their own financial decisions.
Continue reading
Ask the Advisor: Which Takes Priority, Retirement or College?
By Jason Persinger
Since 2012, Jason has enjoyed sharing the SchoolsFirst FCU difference, offering objective and caring advice, tailored financial plans and a highly competitive fee structure for investment products. Jason holds the designations of CFP®, ChFC® and CLU®, and is registered to sell securities and holds a California Life/Health Insurance License.
Like most people, you probably have many financial goals you’d like to accomplish. If you have children, helping them pay for college may top the list. Continue reading