If you’re shopping around for a credit card, you’ve probably noticed that there are plenty of options on the market today. Low-interest, balance transfer, rewards, cash back, airline- and hotel-specific cards, retail cards, student cards, business cards … the list is endless. So how do you find the credit card that’s right for you?
Reprinted Courtesy of “It’s a Money Thing”
Like local car dealerships and personal injury law firms, short-term and payday lenders tend to have the most annoying commercials on TV. They’re often tacky and annoying, and tend to air during daytime talk shows or very late at night. Their promises of “fast cash!”, “guaranteed approval!” and no “credit check required!” are enough to make you change the channel—and yet, if you ever find yourself in a situation where you need to get your hands on some extra money fast, those commercials might start making sense to you.
You’re the Inspiration for Our New Inspire Card
When we designed our new MasterCard credit card, it seemed right to name it the Inspire, because we are inspired by the dedication and creativity of the educational community each and every day.
It’s easy to accumulate debt without realizing it. If you’re paying high interest rates on your credit cards or loans, consider these options to pay off your debt faster.
If you’re a school employee and haven’t checked out our School Employee Mastercard®, we hope you’ll give it a closer look, because it’s designed specifically with you in mind. Here are just a few benefits that we think make it pretty special.
By Lynnette Khalfani-Cox, The Money Coach®
For a variety of reasons, some Americans hate using credit cards. Many worry about getting into debt, while others fret about fees or high interest rates.
By Lynnette Khalfani-Cox, The Money Coach®
If you’ve been told that you have a “thin” credit file or perhaps no credit history at all, you may feel like you’re in a Catch-22 situation: You want credit, but it’s hard to get credit, simply because you’ve never had credit in the past.
By Lynnette Khalfani-Cox, The Money Coach®
Travel rewards cards are popular with both leisure and business travelers, and it’s easy to understand why. These credit cards provide attractive features, including airline miles; free or reduced-price hotel stays; and even concierge service before, during and after your travels.
By Lynnette Khalfani-Cox, The Money Coach®
With so many credit cards to choose from, how do you know if you’re getting the best deal on your rewards card, especially a credit card promising cash-back benefits? While there may be no one credit card that’s right for everyone, there are ways you can get the biggest bang for your buck with a cash-back card that fits your specific circumstances.
By Lynnette Khalfani-Cox, The Money Coach®
I remember back in 2001 when I had a ton of debt; I’m talking $100,000 in credit card bills alone. I know it sounds awful, and it was. However, in my late 20s and early 30s, I was a classic over-spender who’d been mismanaging credit even though I didn’t realize it.