How to Make a Secured Card Work for You

This article is reprinted courtesy of NerdWallet.

If you crave the convenience of credit cards but worry about getting in over your head, a secured credit card may provide an unexpected solution. While they’ve developed a reputation as an option only for those who need to build or repair credit, secured credit cards offer some unique wider benefits worthy of a second look.Couple Using Bank Card Online With a Laptop

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Travel Smart Using Your Rewards Credit Card

By Dan Skaggs

Dan Skaggs is a product manager for SchoolsFirst FCU and is based in our Tustin office.

Whenever we get the opportunity, my wife and I love to travel, and we always use our SchoolsFirst FCU Rewards Mastercard® to make our vacations easier and more enjoyable. Over the years, we’ve been to Mexico, Brazil, Uruguay, Costa Rica, England, France, Spain, Portugal, Italy, Switzerland, Germany, Austria, the Czech Republic, Morocco and South Africa. Most recently, we enjoyed using our Rewards Card when we visited Singapore, Thailand and China.

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Beware of Fast Cash

Reprinted Courtesy of “It’s a Money Thing

Predatory Lending

Like local car dealerships and personal injury law firms, short-term and payday lenders tend to have the most annoying commercials on TV. They’re often tacky and annoying, and tend to air during daytime talk shows or very late at night. Their promises of “fast cash!”, “guaranteed approval!” and no “credit check required!” are enough to make you change the channel—and yet, if you ever find yourself in a situation where you need to get your hands on some extra money fast, those commercials might start making sense to you.

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